Lucia Xiao


Self-made Multi-millionaire & Property Investment Mentor Lucia Xiao is a successful property investment mentor, founder of Finax Home Loans and author of Financial Freedom: 5 Steps, 5 Years.

From humble beginnings living in a state house, Lucia has now built a $17 million property portfolio in 5 years, and is on track to double this within the next 2 – 3 years.

Lucia has also been an investment adviser and mobile business manager through the GFC and business and commercial insurance manager for a leading NZ bank. Her experience working with 10’s of thousands of banking customers has equipped her with highly valuable and unique experience for mortgage customers. Lucia also is a proud supporter of Kidscan through the B1G1 program.

If you think building a $17M property portfolio in 5 short years is too big a dream to achieve then think again!

Creating long-term wealth and securing your future with property investment is no small feat. Thankfully, with the right knowledge, guidance, and support, you too can make smarter decisions and become financially free.

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Lucia's book

Financial Freedom – 5 Steps 5 Years covers Lucia’s journey from poverty (living on $170 per week for a family of four in a one bedroom house) to financial freedom through building my $17 million (and growing) property portfolio.

Lucia shares her top five lessons and steps that she wishes someone could have shared with her through her journey, and why she’s so passionate about helping others reach their financial potential.