Get into your dream home with the funding you need.

Whether you are a first-home buyer, seasoned investor or wanting to restructure your mortgage, our team of expert mortgage and insurance advisers are here to help you achieve your goals.

Book your FREE consultation today


Looking for advice?

FINAX founder, Lucia Xiao is passionate about helping Kiwis reach financial freedom.

Lucia’s an ex Housing NZ tenant, who through hard work and the correct strategy, built a NZ$17M property portfolio in just 5 years.

Now, she wants to share her knowledge with you so you too can use real estate to achieve financial freedom and live your true life purpose.

Why choose Finax?

Here at Finax we are all about looking ahead. We see further than the house you are buying today. We see your goals and aspirations as well as your struggles and concerns. In short we see you, for you.

We are more than just pen pushers. We don’t just facilitate the loan deals with a great success rate. We also want to help you make smart choices for your futures. That is why we provide a personalised mortgage experience that will not only get you into the property you want but one step closer to living your dream life.

Young couple imagining interior of new house. Moving day

What our customers say:

DISCLAIMER – The information and calculators contained in this website are provided as general information and is not intended to be financial advice. Before making any financial decisions, you should consult a professional financial adviser. Nothing in this website is, or should be taken as, an offer, invitation or recommendation to buy, sell or retain a regulated financial product. accepts no responsibility for any loss caused as a result of any person relying on any information or calculations in or from this website.