The Spec House Trap

Last Sunday, I saved a couple out from falling into the “spectator house” trap. I met them over the weekend, having been referred by a real estate…
Is your job your priority?

4 years ago, I asked my tenants, “Have you ever thought about buying a property?”. “No” was their answer, 4 years later, I asked again…
Emotional buying kills

From time to time, I have clients tell me they are buying their own home and they need to find something they love
Minor Dwelling or Subdivision?

The introduction of the Unitary Plan means we have to consider an important choice between constructing a minor dwelling, or subdividing the property.
Paying tax to borrow more

I often encourage the self-employed clients to pay more tax. When you are self-employed, it’s more or less the norm that some personal expenses can be written off from the business
Rich or Poor? What’s your Pick?

In comparison to other countries, New Zealanders aren’t very good at saving. Consumer debt is a massive problem in our society…