The Spec House Trap

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Last Sunday, I saved a couple out from falling into the “spectator house” trap. I met them over the weekend, having been referred by a real estate…

Is your job your priority?

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4 years ago, I asked my tenants, “Have you ever thought about buying a property?”. “No” was their answer, 4 years later, I asked again…

Emotional buying kills

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From time to time, I have clients tell me they are buying their own home and they need to find something they love

Minor Dwelling or Subdivision?

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The introduction of the Unitary Plan means we have to consider an important choice between constructing a minor dwelling, or subdividing the property.

Paying tax to borrow more

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I often encourage the self-employed clients to pay more tax. When you are self-employed, it’s more or less the norm that some personal expenses can be written off from the business

Rich or Poor? What’s your Pick?

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In comparison to other countries, New Zealanders aren’t very good at saving. Consumer debt is a massive problem in our society…