To the Young People
My son just turned 17, lately we have had some talks. Here is what we talked about
Credit Cards are on the Way Out
I often call them “liability cards”. Why? Because they are a liability. They don’t do any good to society as a whole as they allow you to spend before you earn
What Stops Our First Home Buyers?
I was asked at an APIA event: “What is the biggest obstacle first time buyers have?” I said “most of them are financially ready but mentally not ready.”
Ways to Increase the Rental Return
With property, it’s important to have a good income stream…
Are Interest Rates Going Up?
Every now and then I will have clients say to me “The interest rates are going up, and next year will be 7%”. I smile and reply, “So you’re the fortune teller?”
Buying a Business
Lately I have had clients coming to me looking for funding to buy a business. It could be a franchise food chain or an established health clinic…
The Spec House Trap
Last Sunday, I saved a couple out from falling into the “spectator house” trap. I met them over the weekend, having been referred by a real estate…
Is your job your priority?
4 years ago, I asked my tenants, “Have you ever thought about buying a property?”. “No” was their answer, 4 years later, I asked again…
Emotional buying kills
From time to time, I have clients tell me they are buying their own home and they need to find something they love
Minor Dwelling or Subdivision?
The introduction of the Unitary Plan means we have to consider an important choice between constructing a minor dwelling, or subdividing the property.