Landlords, stop keeping your tenants

Money e1596182897927

Renting, most of us have been there. Whether you once did, or still do, you have probably felt that pinch when realising that you’re spending so much of your hard […]

To the Young People

Lucia Xiao Event 150x150 1

My son just turned 17, lately we have had some talks. Here is what we talked about

Credit Cards are on the Way Out

P2120830 300x169 1 e1596183355396

I often call them “liability cards”. Why? Because they are a liability. They don’t do any good to society as a whole as they allow you to spend before you earn

What Stops Our First Home Buyers?

Rich and poor OCR New Zealand Lucia Xiao 900x600 1 e1596183505832

I was asked at an APIA event: “What is the biggest obstacle first time buyers have?” I said “most of them are financially ready but mentally not ready.”

Are Interest Rates Going Up?

Money e1596182897927

Every now and then I will have clients say to me “The interest rates are going up, and next year will be 7%”. I smile and reply, “So you’re the fortune teller?”

Buying a Business

equity crowdfunding property

Lately I have had clients coming to me looking for funding to buy a business. It could be a franchise food chain or an established health clinic…